What is Aflac specified event policy?
Aflac Specified Health Event Protection is designed to provide you with cash benefits if you experience a catastrophic event, such as a heart attack or stroke.
What is a specified health event policy?
The Specified Health Event Protection policy provides hospital intensive care coverage for sickness and injury, and provides specified health event coverage for critical illness.
What is a specified event?
Specified Event means the tenth (10th) Business Day after the consummation of a Fundamental Change that does not constitute a Qualifying Transaction.
What will Aflac pay for?
What does the Aflac Accident Advantage policy include? A wellness benefit payable for routine medical exams to encourage early detection and prevention. Benefits payable for fractures, dislocations, lacerations, concussions, burns, emergency dental work, eye injuries, and surgical procedures.
What is a covered illness under Aflac?
That’s the benefit of an Aflac group Critical Illness plan. It can help with the treatment costs of covered critical illnesses, such as cancer, a heart attack or a stroke. More importantly, the plan helps you focus on recuperation instead of the distraction and stress over out-of-pocket costs.
When can I use my Aflac short term disability?
B. Aflac will not pay benefits for an illness, disease, infection, or disorder that is diagnosed or treated by a Physician within the first 30 days after the Effective Date of coverage, unless the resulting Disability begins more than 12 months after the Effective Date of coverage.
Can you get Aflac with a pre existing condition?
Disability caused by a Pre-existing Condition or reinjuries to a Pre-existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage. Aflac will not pay benefits for a Disability that is being treated outside the territorial limits of the United States.
How much does Aflac pay for ICU?
HOSPITAL INTENSIVE CARE UNIT CONFINEMENT BENEFIT: Aflac will pay $500 per day when a Covered Person incurs a room charge for a Period of Hospital Intensive Care Unit Confinement for a covered Sickness or Injury.
Does Aflac pay for stents?
Benefits are also paid for specific heart surgeries, such as heart valve surgery, coronary angioplasty, coronary stent implantation, and pacemaker placement.
How much does Aflac pay for xray?
X-RAY BENEFIT: Aflac will pay $25 when a Covered Person requires an X-ray while receiving emergency treatment in a Hospital or a Hospital emergency room for Injuries sustained in a covered accident. This benefit is not payable for X-rays received in a Physician’s office.
What illnesses does Aflac cover?
Critical Illnesses are: Heart Attack due to coronary artery disease or acute coronary syndrome; ischemic Stroke due to advanced arteriosclerosis or arteriosclerosis of the arteries of the neck or brain; hemorrhagic Stroke due to uncontrolled high blood pressure, malignant hypertension, brain aneurysm, or arteriovenous …
Will Aflac cover pre existing conditions?
What is Aflac spevnt policy?
Learn how to read your Aflac policy with this explanation of sections found in most Aflac policies, divided into two sections: Non-Life policies and Life policies. Aflac provides supplemental insurance for individuals and groups to help pay benefits major medical doesn’t cover.
What does Aflac critical illness policy cover?
Your Aflac CII policy covers each of your dependent children at no additional cost. The benefit amount for children is 50 percent of the primary insured’s benefit amount. A waiver of premium after 90 continuous days of total disability due to a covered critical illness, for up to 24 months.
What is spevnt Aflac?
Aflac pays cash benefits directly to you, unless you choose otherwise. Aflac Specified Health Event Protection is designed to provide you with cash benefits if you experience a catastrophic event, such as a heart attack or stroke. This means that you will have added financial resources to help with expenses incurred due to a serious health event,
Can Aflac replace health insurance?
Aflac insurance policies don’t replace comprehensive health insurance coverage. Aflac helps cover out-of-pocket costs that major medical insurance was never designed to cover. Even with major medical insurance, potential out-of-pocket costs associated with illness or injury can be considerably high. What are the pros and cons of Aflac?