Can I get a Discover it card with no credit?
You cannot get a Discover it® Cash Back card with no credit. You will need at least good credit (700+ credit score) to qualify for the Discover it® Cash Back card and most other Discover cards. Discover will also consider your income, employment status, debt to income level, any recent credit inquiries and more.
Can anyone get the Discover it card?
Since this card is designed to help build or rebuild credit, you can get approved even if you have a poor credit score. You must be at least 18 years old, have a Social Security number, a U.S. address and a U.S. bank account, and provide the security deposit.
Is it hard to get a credit card with no credit?
People who are just starting out with credit often have the most difficult time getting approved for a credit card. That’s because most credit card issuers require applicants to have some form of credit history, including a credit score, to approve a new credit card application.
How can a 19 year old get a credit card?
Consumers can apply for credit cards starting at age 18, but the law requires them to have an independent income or a co-signer. However, most major issuers don’t allow co-signers anymore. So, a person aged 18, 19 or 20 usually has to earn and prove their own income before being approved for a credit card.
Does Discover require proof of income?
American Express and Discover are the two main credit issuers who routinely request Form 4506-T to verify your income.
Can you get a credit card at 18 without job?
You can get a credit card without a job. Most credit card applications have a section for employment information, but you can also put student, homemaker or unemployed. If you’re under 21 years old, you’ll need your own income source to qualify for a credit card.
Is Discover a Visa or Mastercard?
WalletHub, Financial Company Discover is neither a Visa nor a Mastercard. It’s more like an American Express card, but they’re not exactly the same, either. Discover is similar to Visa, Mastercard and American Express in the sense that all four are card networks.
Can a 13 year old have a debit card?
While many debit cards are only available for teens 13 or older, many kid-focused debit cards are available to kids as young as six years old. No matter what the age limit is for the child debit card, in the U.S., a child under age 18 must have a parent or guardian on the account who is (at least) 18 years old.
What is my credit score if I just turned 18?
The average credit score for 18-year-olds is 631.